...when you go into labor?

I have no idea what I'm going to do with Liam if I go into labor in the middle of the night. Our nearest family is an hour away, and then the hospital is another 45 minutes from my house. So even if they "hop to" the moment we call them, we're talking 1 hour and 45 minutes before I could even get to the hospital. And these family members (DH's parents) are not exactly reliable, so what happens if at the last minute we can't reach them or they don't get to our house in a timely manner? And then what if I think I'm in labor only to get sent home? I can't be dragging them out of bed in the middle of the night multiple times. So I don't know if I should ask a friend? But all of my friends work, so I feel bad about that too. And I'm not good at asking people for favors. Should I just suck it up and ask someone? It's a LOT to ask of someone who isn't family. DH could stay with him, but I can't exactly drive 45 minutes to the hospital if I'm in labor. *sigh*

What is everyone else doing?