<<---speaks volumes.no-one knows what it’s like to have a child, until they have one.
Jennifer, I know it's hard but I'm sure you've heard before that there are no guarantees in life. None. No matter what you carefully plan for and save, something can happen to alter life as you know it and shift you on a new course. Whether you're ok with being 'leap of faith' people or not is irrelevant really. You kinda have to be to survive this world because absolutely nothing is promised. It might be a source of stress for you or your dh, but stuff happens. I am confident you two will navigate whatever roadblocks come your way. With or without kids.
And just to get totally cliche, the grass often does look greener on the other side. I try to subscribe to the belief that we're all in charge of our own happiness regardless of what life doles out to us. I believe that and whenever I find myself feeling depressed and hopeless, I remind myself of that.