I don't either, Chrissy!
I hope you can work out those charges and get it back to your account. Money is so stressful. We are struggling right now too and it sort of follows one around like a little cloud doesn't it? I can't wait for dbf to start that job and have a steady paycheck. Today he has a few things to do for an elderly couple that pays him for home repairs so that will buy some groceries!